Memorial Day is known for camping, hiking, bicycle riding, barbecues and swimming. It is also known for agressive insurance surveillance which can be used to deny claims. While claimants and insureds DO have a life, activities over and above restrictions and limitations should not happen. Be observant this holiday weekend and presume surveillance is taking [...]
Archive for the ‘Surveillance Info’ Category
Caution – Memorial Day Surveillance
Posted in Surveillance Info on May 26, 2012 | Leave a Comment »
Surveillance and Field Visits……Yet Another Post
Posted in Field Visits, Surveillance Info on May 10, 2012 | 65 Comments »
I’ve noticed the recent comments to Lindanee’s Blog and need to communicate information concerning insurance surveillance and field visits. Please refer to my previous posts on the subject as well. Field Visits – Insureds and claimants need to check their policies to determine if there is a contractual duty to meet with a field representative. [...]
Unum – Bicycle Accident Dupe – How Far Will Insurance Investigators Go?
Posted in Surveillance Info on March 31, 2012 | 14 Comments »
I received a call today from a 30 year experienced Emergency RN, (and Unum insured), with a pretty amazing story concerning a surveillance drama which occurred in front of his third story balcony. As a 30 year experienced Emergency RN Unum presumed he would jump to the aid of an injured bicyclist after hitting a nearby tree. Well…………not quite. [...]
More Surveillance Project Info – NCDI Members Reporting In
Posted in Surveillance Info on March 30, 2012 | Leave a Comment »
I contacted a Private Investigator in Los Angeles and I asked him if he uses cell phone surveillance and if this type of surveillance is used extensively for insurance investigations.He said, using surveillance to determine where a subject is by their cell phone is called a “ping” and it is illegal except with a court [...]
Phone Surveillance Project In The Works and Continues
Posted in Surveillance Info on March 27, 2012 | 7 Comments »
http://www.ncsl.org/issues-research/telecom/electronic-surveillance-laws.aspx Please check out your state and read the footnotes thoroughly. This information was provided by our investigator. I will post a full report when our members mail the results of their investigation back to me. Thanks.
Unum and Lexis/Nexus – Undocumented Illegal Dialog
Posted in Surveillance Info on February 15, 2012 | 2 Comments »
With the advent of new technologies removing privacy rights to some degree came the invention of criminal data bases which allow companies to have access to both criminal and driving records as well as many other aspects of an insured’s life. Such data bases publish waivers of “do no harm” and require signed contracts from companies promising [...]
Unum – Information Technology – Too Much Information?
Posted in Surveillance Info on February 9, 2012 | 10 Comments »
There’s an old saying, “Be careful what you wish for, you may in fact get it.” While there is no doubt we live in a complicated maze of information technology of iPads, iPods, iMobile, iPhones, Facebook, Google, Twitter and so on, obviously our most “private thoughts” aren’t really private anymore especially when posted on Facebook. This includes Unum employees who [...]
GPS Devices in Insurance Surveillance 2012
Posted in Surveillance Info on February 7, 2012 | 9 Comments »
Due to the recent decision by the US Supreme Court requiring police officers to have a warrant before placing GPS devices under cars, DCS, Inc. has received several questions regarding the use of GPS devices by private insurance investigators. Today, I went straight to the horse’s mouth so to speak and contracted 8 private investigators [...]
Update – Foiled Surveillance
Posted in Surveillance Info on December 22, 2011 | 22 Comments »
DCS, Inc. received several suggestions as to the device used by the investigator in the Toyota Tundra which was described as a “long, shiny, tubular object protruding from the vehicle, resembling a gun barrel.” Readers may recall this device scared the insured when she observed it sticking out between a black sun visor pointed directly at her. [...]
Unum Surveillance – Foiled!
Posted in Surveillance Info on December 14, 2011 | 8 Comments »
One of our clients called today to report a Unum surveillance which caused her to be fearful. Although we frequently think of “surveillance” as taking place in a Van or Mini Van, interestingly, this Unum investigator used a Toyota Tundra (a large-sized truck) with blackened out windows. From what the insured reported to DCS it would [...]
