Most group disability plans cover both STD (short-term disability) and LTD (long-term disability) although these two products are managed differently by the disability insurer. Before the US went into an economic recession, nearly all insurers conducted very little “risk management” on STD claims. Most STD policies cover disability for a relatively short period of time [...]
Archive for the ‘STD Issues’ Category
A Primer on Short-Term Disability Benefits by Linda Nee
Posted in STD Issues on October 2, 2010 | 7 Comments »