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Archive for the ‘Q&A’ Category

How do I become an insurance IME physician? Unfortunately, it isn’t hard. Contact any “physician IME network” facility or insurance company and let them know you would like to be included on their list of IME physicians. In most instances you may have to pay a fee of $25 or more to become a member. In [...]

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Q&A Update

As you know I periodically answer questions asked by our readers. Here is an update. Does Prudential have a history of unilaterally denying claims? Prudential Financial denies claims under circumstances that are questionable and pre-determined. Perhaps its best known abusive strategy is to deny claims toward the end of the STD period so that the [...]

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Update On Q & As from Readers

As you know periodically I answer questions sent to me by insureds and claimants. Here’s an update on these questions….. Can doctor’s charge for medical records requested by the insurance company? Doctors not only CAN charge for patient records requests, but they SHOULD send back an invoice billing insurers for his/her time in filling out narratives [...]

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Q&As Received in the Blog

(This post will be a continuing post as new questions are received.) Does Unum deny claims when an attorney is involved? Unum denies claims regardless of the type of assistance the insured employs. When an attorney is involved Unum files one motion after another to see if you’ll go away and then settles on the [...]

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