As our readers are well aware DCS, Inc. publicly acknowledges insurers who do the right thing based on well-documented claims. This week Unum approved an initial application for an insured physician in New York. I am delighted Unum paid this claim and send congratulations to the insured. Although Unum is most often given bad press [...]
Archive for the ‘Insurer Kudos’ Category
Unum Approves Initial Application Claim for DCS, Inc. Client
Posted in Insurer Kudos on May 13, 2012 | 2 Comments »
Unum Pays Claim for DCS Claimant
Posted in Insurer Kudos on April 20, 2012 | 5 Comments »
As you are aware DCS, Inc. publicly recognizes insurers who do (or eventually do) the right thing by paying legitimate claims supported by evidence in the file. I received word today Unum finally paid a claimant who came to us with an issue involving SSDI. In this situation, Unum denied benefits beyond 2009 citing the claimant’s SSDI decision [...]
Unum Group Overturns Denial On Appeal
Posted in Insurer Kudos on March 6, 2012 | 10 Comments »
(As is our practice on Lindanee’s Blog we publicly acknowledge claims practices of insurers which are found to be fair in accordance with the contract policy and the medical circumstances of our clients.) DCS, Inc. received word today Unum Group overturned a previous denial on appeal for a client who had been paid by the company for 13 [...]
Unum and Berkshire/Guardian – Kudos This Week
Posted in Insurer Kudos on March 2, 2012 | 2 Comments »
As you know DCS, Inc. publicly recognizes disability insurers who do the right thing based on our client’s policy and claim circumstances. This week Unum Group overturned a denial on appeal and paid one of our clients with a medically well documented claim. The decision came in the nick of time to help our client financially, and [...]
MATRIX – Good Experiences So Far
Posted in Insurer Kudos on December 13, 2011 | 1 Comment »
Lindanee’s Blog wishes to publicly recognize MATRIX, Absence Management Inc. for agreeing to eliminate a client’s retirement lump-sum offset recently challenged. As you may have read from a prior post, not all retirement distributions are offsets according to most disability policies. In my experience when challenged, most retirement offsets go away, and certainly our client was saved from [...]
Unum Pays DCS, Inc. Client and Overturns Denial on Appeal
Posted in Insurer Kudos on October 19, 2011 | 5 Comments »
DCS, Inc. received word yesterday Unum Group overturned a denial on appeal and paid a claim for our client worth $2,100,000+ in financial reserves. As is our custom, we publicly recognize insurers who “do the right thing” when it is clear disability has been supported (even Unum Group). However, the success of overturning the Individual [...]
Unum Group Overturns Denial and Pays Claim for DCS Client
Posted in Insurer Kudos on June 22, 2011 | 3 Comments »
As is the custom on Lindanee’s Blog we publicly acknowledge insurers who review claims fairly and do the right thing by paying legitimate claims on appeal. This includes Unum Group and its representatives on those occasions when the company conducts its review in a fair and equitable manner. The claim in question involved a disability [...]
Liberty Mutual Pays DCS Client on Appeal
Posted in Insurer Kudos on April 7, 2011 | 1 Comment »
In keeping with our policy here at DCS, this post recognizes Liberty Mutual for overturning a previous denial and paying the insured. Although the company can be extremely frustrating at times, in general, when presented with a well-supported claim, it will pay fairly. This is in contrast to other companies such as Unum Group, Sun [...]
Met Life Pays Claim After 24-Months for Chemical Sensitivity
Posted in Insurer Kudos on March 8, 2011 | Leave a Comment »
DCS received notification Metropolitan Life Insurance Company, after considerable investigation including an IME, approved benefits in the any occupation period for a claimant diagnosed with severe chemical sensitivity. It wasn’t easy, though. The insured submitted an independently obtained IME with a renowned expert in the field followed by a Met doc-to-doc call. While it was [...]
The Hartford – Overturns Two DCS Appeals and Pays Claims
Posted in Insurer Kudos on February 28, 2011 | Leave a Comment »
While Unum, Sun Life, Trustmark and Ohio National remain the current bad boy disability insurers, The Hartford appears to have a much improved pattern of open-mindedness and fair review. Recent dealings with claims handlers has actually been cordial. The Hartford lacks Unum’s arrogance and will overturn a claim termination for a medically well-supported appeal. DCS [...]
